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Coop Board Interview Tip Sheet

December 20, 2008

1.     Being invited to the interview is a good sign. 

The interview is the board’s opportunity to meet you and ask specific questions about your application.  The style of the interview can range from an informal gathering of board members in an apartment to a formal interview with board members lined up at a table with you in the hot seat.

2.     Dress up and be prompt. 

In terms of dress and promptness only, see tip 6 below, a board interview should be treated no differently than a professional job interview.

3.     Prepare for a lack of privacy. 

The board has great latitude in the kinds of questions it can ask, be prepared for this and do not avoid answers to personal questions, or be angered by this intrusion.

4.     Know your application. 

You should be able to quickly and concisely answer any questions asked regarding your application, preferably without having to look at your application.  However, if necessary, bring a copy along.

5.     Couples should decide in advance who will answer what types of questions. 

For example, you may agree to answer all financial questions and your spouse will answer all other questions.  Avoid discussing answers to questions with your spouse in front of the board.

6.     Unlike a job interview, do not try to sell yourself.  Only answer questions asked and let the board run the show.  Boards rarely turn down applications for being too boring.

7.     Never volunteer information,

or engage in unsolicited conversations except for basic cordial remarks and greetings.

8.     Do not ask questions. 

Questions can often unintentionally convey negative information to the board.  For example:  “Do you have any plans to renovate the lobby?” is the kind of seemingly innocent question likely to offend the board member who was in charge of the last lobby renovation.  If you have any additional questions you can direct them to your real estate broker or your attorney.

9.     A short interview is better than a long one.  

While there are no hard and fast rules, a short cordial interview with a few board questions and remarks is often the best co-op board interview.

10. Do not expect an answer at the end of the meeting.

Most boards do not give their decision until a day or two after the meeting.  Your real estate broker and your attorney will take the necessary steps to determine if you have been approved.

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Living Home By Debra 2008

November 24, 2008

Nature Nutures

Nature Nutures

What a time to be alive! 2008, is the year of change and the year of hope.

 

 

 

The subprime mortgage crisis and the unraveling of the financial markets have left most of us jittery and sad. Hard times are often the best times as we get back to basics and take the time to reflect on what really brings joy to our lives. Hard times also bring about opportunities both in business and life style. It is time for innovative thinking and creative actions.

 

As I lead by example during this challenging season, I have created a new company called, Living Home by Debra: “Ancient Solutions to Modern Questions”. I am a Feng Shui Practitioner and I have studied this energy practice for years. Many of my real estate customers are buzzing with excitement and inviting me into their homes and offices to create better energy for health, prosperity and happiness. I have been invited as a special guest on Martha Stewart’s Sirius/XM satellite radio show, “Living Today” hosted by Mario Bosquez on December 15th at 1:00PM. I hope you will have a chance to listen. It’s live so call in with your questions!

Please visit me on my blog at: LivingHomeByDebra.wordpress.com for some Feng Shui tips and conversations.

 

Although our market has slowed down this quarter, there is always someone buying and someone selling Manhattan Real Estate. Please do not hesitate to call to chat about your apartment or the current market conditions. From my home to yours, best wishes for a safe, warm holiday filled with laughter and the love of friends and family.

 

Warm Regards, Debra

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The Season of Change

November 11, 2008

As a real estate broker I know that there is always some one buying or selling property in Manhattan. Even during this financial crisis there are people relocating, downsizing, getting married, starting families and buying a second home. Life goes on.

 

Moving is not the only way of changing your environment!

While studying Qi-gong (a Chinese energy practice) with Master Nan Lu, he told me that I have a “gift”. I decided to continue my education and explore my “gift” at the New York School of Feng Shui. The school is run under the direction of the internationally respected Feng Shui guru, Roger Green.

 

Feng Shui is the flow and containment of energy (Qi). Good Feng Shui is the relationship between nature, landscape, buildings and the happy people inhabiting their environment.

 

There are simple practices that can deeply improve the energy in your home or office. In this season of change, I would like to share some of them with you.

 

1. Get rid of your clutter! Clean, scrub and organize. Make room for new and      

       wonderful things to come into your life!

 

2. Electromagnetic fields minimize your health and wellness. Move computer screens and televisions further away from you. Even a small difference in distance can make a big difference in your exposure. Pull plugs out of the outlets when you are not using them. Think of options to replace the use of some of the electric items you are using.

3. You may feel unsettled when you sit or sleep in a corner. The energy moves very quickly in that kind of path. Soften the edge of a corner with plants or a wind chime. Rearrange your furniture so you are not sitting or sleeping in the corner of the room to avoid restlessness.

 

Debra Duneier Real Estate Broker, Feng Shui Practitioner  

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Election Day Epiphany

November 5, 2008

 

We have all been elected.

Elected to love a friend, be a mom or dad, care for an aging parent, be a mentor, hold a secret, tell the truth, deal with illness, celebrate life, enjoy our success, learn tolerance, help someone in need. We have all been elected to make a difference.

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My Home is Where the Heart is…

October 7, 2008

For 3 years I looked for a second home.  When I finally found the perfect fixer-upper house it was during more challenging financial times for me. I bought the house with my heart and not my head. I was living my dream by purchasing this house and it is one of the best things I have ever done for myself. As a Manhattan real estate broker I understand the emotional component of buying a home. I deal with buyers and sellers every day on the emotional roller coaster of relocating or in many instances symbolically “moving on”.  My new home has brought this city girl back to nature. I love sitting by the Long Island Sound or watching the leaves rustle in the wind. I feel whole again. As I looked out at my modest backyard I saw three deer nibbling on berries and I noticed that the trees behind them formed the perfect heart. There is no doubt that my home is where the heart is.

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Easy EcoChi® Steps to Transform Your Life in 2012

December 29, 2011

 Life in the New Year will be lived the way it is designed.  So prepare your home, your mind and body, and be conscious of the

Prepare your home, mind, body and spirit for the new year!

environment so you can attract all the things you desire in your life this year. Your home should be your “red bird” so that it reflects your promising future. This is a feng shui expression and it is a powerful tool that can help you create abundance in all areas of your life. Your mind and body should be refreshed, renewed and ready to accept opportunities. Do one good thing for Mother Earth and we are one step closer to a better world. So where do you start? Follow these simple tips and enjoy a healthy, happy and prosperous year!

Clean, de-clutter and beautify your home. This changes the energy and prepares the space to celebrate the wonderful things that are about to come into your life.

The cleansing properties of sea salt are used to renew the chi of spaces. To cleanse your home of old energies and create room for fresh energy follow these easy steps:

  • In a small bowl place 2 tablespoons of sea salt
  • add 2 cups of warm water
  • Moisten a cotton cloth or dish towel with the solution
  •  Wipe down your front door and all of the doorknobs in your home

Pay down an overdue bill. Even if you can’t pay it off entirely the intention is to begin to pay off some debt so it makes room for money to come in this year.

Instead of focusing on not eating to lose weight, have a healthful snack before you go out to dinner. It helps to keep your energy level up and keeps you from gorging on bread and butter at the restaurant.

Update your lighting to include earth-friendly compact florescent light bulbs or LEDs. Just changing the six incandescent bulbs you use most often could save you over $100 a year on your energy bills.

Wear red to bring in the New Year. If red is not part of your wardrobe, fresh flowers or decorative pillows in this auspicious color is sure to set the atmosphere for a promising New Year.

Make a list of all the things you want to come into your life this year. Light a candle and burn the list just before midnight releasing your wishes so the universe can provide them. If you are home when the New Year arrives, open your front door to allow this new energy to enter.

Start the New Year off right by making a change. Large or small revisions help to welcome in new energy. So go ahead, get a haircut, change your route to work, make a conscious effort to recycle or take ballroom dancing lessons and enjoy!

These tips can be accomplished on any budget so no excuses! Did not have time to tackle this list before New Year’s Eve? Do not worry…this is also a wonderful way to start the Chinese New Year which begins on January 23rd and is the year of the Dragon. The Dragon energy fills most people with energy, vitality and unbridled enthusiasm.

Let go of last year, especially if you’ve had challenges or troubles. Process them in your mind and then clear out your thoughts and emotions. Let go of expectations and make room for positive energy flow. Embrace optimistic thoughts, dream, laugh and love. This will attract wonderful things into your life this New Year.

Debra Duneier is an accredited LEED® Green Associate, Certified Eco-Designer, Feng Shui Master Practitioner, Creator of EcoChi® and Author of EcoChi: Designing the Human Experience. http://www.ecochi.com

 

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Buying Manhattan Real Estate with Debra, 8 Frequently Asked Questions

April 12, 2009

DS113007-DN-2823.JPG1. How does working with Debra Duneier, benefit you? a) It saves you time. b) It makes you a more informed buyer. c) It makes you more competitive in any market. d) It helps you navigate through the complicated process of acquiring a home in New York.

2. Should you have one broker from each real estate company so that you don’t miss any properties? Debra cooperates (co-brokes) with most other agencies, sponsors, and often directly with the owners. One call to her can get you the information you need on all the properties in which you are interested.

3. What about other companies’ exclusives? How can I see them through Debra if they are not her exclusives? An exclusive listing means that the seller of the property is represented exclusively by his or her selling broker. You as a buyer, represented by Debra Duneier, can see any listed property. Debra makes the appointments for you to view apartments and Townhouses. Since all exclusives are available for co-broking, you will not be missing out. Instead, you will have an advantage with a seasoned professional in your corner!

4. What about Open Houses? A great way to see many properties in one day is by visiting open houses. If you like looking going to open houses, but Debra is unable to go with you, ask her to register you for the open houses you wish to attend. When you sign in at each place, be sure to put down your name, your broker, Debra Duneier and her phone number. This way you will be represented if you want to make an offer on any of the properties you have seen. 5. How do I know Debra isn’t going to miss any properties? Corcoran has one of the largest data bases in New York, which is updated daily and includes properties from most realty firms. If you would like to be a part of the searching process, tell Debra. She will be happy to work with you as a team. You can go online to the various web sites, look in the newspaper and in the real estate magazines, and compare notes with her. Call or email Debra all of the listings that you find online so she can research them further and make appointments for you.

6. If I am going to do the work, why do I need a broker? Debra has a much more extensive and up-to-date data base than the public will find on the Internet. She usually receives the listings before the public andhas access to them. The market moves much faster than the Internet. Debra will be able to tell you the status of the properties in which you are interested. It may be that those she “missed” are actually ones that she has already eliminated because they are already in contract or sold. One call to her will get you the timely information you need.

 7. Buying a home is expensive. Do I have to pay a broker fee? Sales commissions are paid by the seller, not the buyer. When a property is co-broked, the commission is shared between the selling broker’s company and the buying broker’s company. There is no additional out-of-pocket expense to you.

 

8. Once I find the perfect apartment, what do I do?Finding your dream home is the easy part. Once you are ready to make an offer, you will really begin to depend Debra.

 

She will be there to advise you every step of the way to:

Find you a selection of mortgage brokers to arrange the necessary financing.

Put together a strong offer package to be competitive in the market.

Negotiate the price and terms of the sale.

Present a selection of  attorneys to represent you.

Assemble the best possible board package to qualify you for acceptance.

Coach you for the Board interview.

Prepare you for your closing.

 

Debra asks you to communicate with her to create a loyal, trusting relationship.

 

For this loyalty, you can expect Debra to be:

Knowledgeable . . . . . . . . always abreast of the New York City Real Estate market.

Accessible . . . . . . . . . . . . just a phone call away.

Available . . . . . . . . . . . . . ready to arrange showings around your schedule.

Accountable . . . . . . . . . . prompt and honest in all transactions.

Hard-working . . . . . . . . . delighted to search for properties until your new home is found!

 

 

 Debra Duneier…

“Your most valuable real estate asset”